I am getting heartily fed up of hearing about insurance companies refusing to pay out for medical conditions. I posted only in January of two policies which did not cover the very thing that is needed, one of them a travel insurance policy that covered treatment only in state hospitals despite the broker knowing the tourists were going to an area where there were only private hospitals, and the other a medical insurance policy that covered treatment only in private hospitals required for police registration, and so needing to be fully comprehensive, and where the company refused to pay because the required specialist only worked in a state hospital and the policy’s small print covered only private hospitals. Both were assured when they took out the policies that everything would be covered.

Now, the news in the UK and in Tenerife is full of the case of Elaine Ruddick, a 57-year-old British woman who is currently fighting for her life in Tenerife with her over-50s travel insurance company refusing to pay because of “a technicality”. These people had travel insurance, and the woman is suffering from a virus which came to light four days after her arrival here on 15 April: it is now endangering her life to such an extent that she is in HUC’s Intensive Care Unit. Although she suffered a stroke four years ago, she was not aware of any existing illness when she travelled, and her husband is now trying to raise funds to pay bills understandably presented by the hospital.

Please for your own safety and security ensure that your policies cover public and private system treatment, and check when taking out the policy what “technicalities” might allow the company to turn their back on you when you most need the service for which they will certainly have charged you handsomely.

Meanwhile Elaine Ruddick and her husband Charles are in Tenerife, hoping she will recover, and that they will be able to raise the funds to pay the fees from the hospital which the insurance policy they took out is refusing to fund, currently €7,500 and growing.

Source : Janet Anscombe 

We will remember them

We will remember them

    Photo: Royal British Legion. Tomorrow, it will be 101 years since the end of WW1, but it is today when church and civil services will be remembering those who died in the Great War, the war known as the war to end all wars. Those years are nothing in terms of...

Christmas in Tenerife 2019-2020

Christmas in Tenerife 2019-2020

  Even before tomorrow’s marathon in Santa Cruz, Puerto de la Cruz has fired the starting pistol … for Christmas 2019-2020. The council says that the town is getting ready for the full Christmas campaign with decorations starting to go up now all ready for the...

Two meteor showers visible from Tenerife in November

Two meteor showers visible from Tenerife in November

There are two meteor showers this month, and the first is the Taurids peaking this coming Tuesday, followed by the Leonids peaking on the 17th. The Taurids are rarely spectacular or plentiful, but this year there will only be a quarter moon, so viewing is pretty good...

Winter is coming … and the annual crimewave with it

Winter is coming … and the annual crimewave with it

It’s that time of year again, where pickpockets and muggers follow the elderly and the winter sun seekers to Tenerife. Each year, the main tourist areas in the south become territory for these predators, and the National Police in Playa de las Américas always increase...

Advertisements

Pin It on Pinterest

Share This